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Coastal Homeowners

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Coastal Homeowners


Through a partnership with UPC, IIAC members have access to a standard homeowners market specializing in coastal property. 

UPC has a long track record of supporting agents and paying policyholders' claims while maintaining financial strength and stability. They keep that promise by providing world-class insurance products and services to more than 307,000 policyholders in 11 states - representing more than $561 million of total in-force premium. UPC Insurance is a publicly traded company on NASDAQ (stock symbol: UIHC). Learn more about UPC and the five foundations of UPC insurance by viewing the Company Brochure.

 

Program Benefits

UPC is offering HO3 and Flood coverages in the state.  The company has plans to introduce Dwelling Fire, Renters, and Condo Owner policies in the future.  UPC Insurances HO3 product offers dwelling, personal property, loss of use, and liability coverage to the owner/occupant of a private residence. Optional coverages are available allowing policyholders to tailor the policy to their unique needs.

Some of the features and optional coverages available in this program are:

  • UPC is open for ALL locations and protection classes including the coast
  • No mandatory wind/hail or hurricane deductibles
  • Multiple discounts available to save consumers up to 60%
  • Coverage available for 1-2 family dwellings including secondary and seasonal homes
  • Find peace of mind with Identity Theft Restoration, Equipment Breakdown, Water Backup and Sump Overflow, and Watercraft and Sailboat Endorsement