RLI Personal Umbrella

RLI’s stand-alone Personal Umbrella Policy (PUP) can provide up to $5 million worth of coverage above and beyond the insured’s underlying homeowners and automobile policies, which makes it a perfect solution for hard to place personal lines accounts.
  • No minimum volume requirements

  • No access fees

  • Self-underwriting application

  • Direct bill to the insured at renewal

  • IIAC members earn 10% commission on new and renewal business

  • Does not require or desire underlying policies

  • New and renewal business can now be paid with a credit card

  • RLI is admitted and A.M. Best "A+" rated

New! EXPANDED Appetite Criteria (PUP Special) Includes:
  • Drivers licensed less than 1 year

  • Property owned outside of US

  • 1 DUI/DWI (eligibilty guidelines apply)

  • 1 incident each (drivers 20-21 & over 80)

  • Full List & Additional Exposure Charges

  • Do you have additional questions on the RLI Personal Umbrella Program?

  • Click here to read the answers to the "20 Most Frequently Asked Questions."

Do you have additional questions on the RLI Personal Umbrella Program?  Here are the answers to the 20 Most Frequently Asked Questions.
If you are not currently appointed to write with RLI in Connecticut, please complete the Agency Contract and submit to Rose Mullaly.  Out-of-state agencies are required to also submit a copy of their Connecticut Non-Resident insurance license and a certificate of insurance for E&O coverage listing IAS, Inc. as a certificate holder.
For additional information, please either call (860-563-6510) or email Rose Mullaly for assistance.
For applications not using eSignature, credit card or ACH transfer, the original signed application and check (payable to "IAS") must be mailed to:
Attention:  Rose Mullaly
Independent Agents Services, 30 Jordan Lane, Wethersfield, CT 06109. 
Applications cannot be sent directly to RLI.
Policies are agency billed for the first year only.